This is a past event. Registration is closed. View other Bankers Institute of the Philippines, Inc. events.

Event Details

REAL ESTATE APPRAISAL


I. Overview of Appraisal


A. What is an appraisal?

B. Appraisal concepts of price, cost, value and market

C. Economic principles affecting property values

D. Pre-requisites or elements of value

E. Bundle of Property Rights

F. Definition of Terms (e.g., Non-Market vs. Market Value, Real Estate vs.

Real Property, Liens vs. Encumbrances, etc.)


II. Appraisal Process


A. Title Verification


1. Discussion of Torrens System

2. Good, Bad and Doubtful Title


B. Location Pinpointing


1. Provision of 2 Plotting Softwares

2. GE/BL/LRA Plan

3. Tax Map, Base Topo Map

4. Records from the courts, National Land Titles, HLURB, ROD, Bureau of Lands

5. Others: Records of private developers and landowners


III. Property Inspection and Analysis


A. Neighborhood Analysis

B. Site Analysis

C. Improvement Analysis

D. Schedule of RCN (Cost of Construction)


IV. Methodologies of Valuation


A. Market Data Approach


1. Direct Comparison

2. Inferential/ Rectification Method - Opinion Survey

3. Allocation/Abstraction Method


B. Cost Approach


1. RCN (Reproduction/Replacement Cost New)

2. Depreciation (Straight Line, Modified Straight Line, Effective Age)


C. Income Approach


1. Capitalization Rate – Recapture and Overall rate

2. Correlation of Value


D. Report Writing


1. Sample type of a Customized Appraisal Report

2. Limiting Conditions


CREDIT INVESTIGATION



I. Credit Concept


A. 5 Cs of Credit

B. Credit Cycle

C. Laws Governing Banks


II. Qualities / Skills of CI


III. Credit Investigation Process


IV. Sources of Information


V. Types of Credit Investigation

Speakers

  • Samuel Quiniano (President & CEO of Benchmark Valuers & Credit Solutions, Inc.)

    Samuel Quiniano

    President & CEO of Benchmark Valuers & Credit Solutions, Inc.

Documents

Tickets

Member Bank

Inclusive of AM/PM Snacks, Lunch, Certificate of Attendance and materials

₱9,000
Non-Member Bank

Inclusive of AM/PM Snacks, Lunch, Certificate of Attendance and materials

₱10,000
Menu